We possess ownership or licensing rights to all intellectual property featured on this website, including text, trademarks, data, graphics, layout, logos, images, music, audio materials, clips, films, moving images, algorithms, product details, and software – whether published or made available on the website periodically.
In accordance with these terms of use, we extend to you a restricted, temporary, revocable, and non-exclusive license to access, browse, and use this website for your personal and non-commercial purposes exclusively.
Aside from the stipulated limited license (or as necessitated by applicable laws), no portion of this website can be utilized, reproduced, copied, sold, duplicated, accessed, modified, or otherwise exploited, whether in its entirety or partially, for any intent without our prior written consent. Specifically, you are prohibited from republishing any part of this website on another platform, within any other medium (be it print, electronic, or otherwise), or as part of any commercial service, without obtaining our prior written authorization. All the intellectual property rights outlined above continue to be owned by either us or our licensors.
We retain the right, without prior notification, to permanently or temporarily take the following actions for any reason:
- Cease, suspend, or deny your access to this website, whether in its entirety or partially.
- Revoke your authorization to link to this website.
- Alter or delete any content present on the website. In such scenarios, any liability – inclusive of our directors, employees, or other representatives – for any resultant losses arising from content removal or editing, as well as your constrained usage or inability to use this website (completely or partially), is excluded to the extent legally permissible.
If you wish to designate a representative to communicate with us on your behalf, we kindly ask for written authorization from you. Please contact us for further details.
In the event of a conflict of interest arising—whether between multiple clients or in the context of delivering various services to a single client—we will take all necessary actions to address and manage the conflict effectively.
We engage with selectively chosen affiliates who manage supplementary services provided to our clients. On certain occasions, we might receive referral fees from these affiliates for the services they receive through our collaboration. By utilizing our services, you provide consent for us to retain any referral fees that arise from these arrangements.
This website might include hyperlinks to websites operated by third parties. It’s important to note that we neither assume responsibility for nor endorse the content of these third-party websites. Should you opt to visit any of the linked third-party websites from this platform, you do so entirely at your own risk.
Unless specific instructions are provided by you to the contrary, we may opt to communicate with you and third parties through email or other electronic methods, as deemed suitable. Please be aware that it remains the recipient’s responsibility to carry out virus checks on emails and attachments.
It is important to recognize that electronic communication entails certain inherent risks, including the possibility of non-receipt, delayed receipt, unintended misdirection, or interception by third parties. To mitigate the risk of viruses or potentially harmful elements being transmitted through emails or electronic storage devices, we employ virus-scanning software. Nevertheless, it’s essential to acknowledge that electronic communication is not entirely impervious to security breaches. We cannot be held accountable for damages or losses arising from viruses, or for communications that become corrupted or modified after dispatch. Furthermore, we disclaim liability for complications or inadvertent errors associated with this mode of communication, particularly concerning commercially sensitive information. These risks are inherent when embracing enhanced efficiency and cost-effectiveness. If you choose not to assume these risks, please inform us, and we will use paper mail for communication unless electronic submission is obligatory.
Any communication dispatched by us to you via postal mail is deemed to be delivered to your postal address two working days subsequent to the day the document was sent.
Pera Mortgages Ltd operates under the trading style of Ozgur Boran Kocak, an Appointed Representative of King Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA number 803561).
Pera Mortgages Ltd is registered in England and Wales.
Registered Office: 565 Green Lanes, Harringay, London, England, N8 0RL. Company Number: 15607312
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore
targeted at consumers based in the UK.
